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Experian Business Credit Reports

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United One is pleased to offer Experian Business Information Services to lenders and credit grantors. Using Experian’s database of 15 million businesses, we are able to provide assistance establishing accounts, reducing risk through advanced risk scoring models and enhancing collection efforts through portfolio management tools. When combined with the power of Experian’s vast consumer credit reporting database, our solutions offer you a powerful tool to evaluate small businesses quickly and efficiently.

United One offers the following business credit reports:

Business Profile
The Business Profile provides company background and information, legal filings, payment behavior, payment trends and industry comparisons.

Business Owner Profile
As a supplement to the Business Profile, we offer the Business Owner Profile, which allows you to review a business proprietor’s personal credit history when relying on that individual’s creditworthiness to support your commercial credit decision.

Small Business Intelliscore
Small Business Intelliscore provides a credit risk score based on both a business and its owner(s). Experian defines small businesses as proprietorships, partnerships or small corporations whose annual sales are less than $10 million and/or employing fewer than fifty individuals.

Commercial Intelliscore
Commercial Intelliscore is designed to predict 90-day payment delinquency of businesses of all sizes and across all industries.

Small Business Lease Decision Score Report
The Small Business Lease Decision Score Report is specifically designed for commercial lease accounts. The product uses information from both the Experian Consumer Credit and Commercial Credit Databases.

Commercial Lease Decision Score Report
The Commercial Lease Decision Score Report is specifically designed to evaluate commercial lease account. The product uses only information from Experian’s Commercial Credit Database.

Experian Business Credit Reports are ordered via a custom website. More information is available upon request.

This product can easily be bundled with the following products and services:

A member of United Ones’ team would be pleased to talk with you about this or any of our risk management information services in more detail. Please contact our office at 800-WE-CLOSE x2830, or send an e-mail to credit@unitedone.com.

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